I recently got a letter from my bank indicating that because I hadn’t done anything with it in too long, my savings account was now inactive.
Should I have taken it out for dinner? Maybe bought flowers? Rotated the tires?
No, in fact, I was just supposed to have deposited more money in it.
Now, I treat my savings account as a safeguard for “when things go horribly wrong”. When I hit a certain threshold in my checking account, I’ll transfer some over to the savings. Keeps the day-to-day disasters at bay – and makes that nest egg a little better over time.
But that’s not how I’m supposed to be doing it, apparently.
My savings account needs constant attention and contact – and I got a cat because i want to do the exact opposite and the cat is fine with that.
We’re like, “I like you a lot, but if we could limit our interactions a bit, that would be great and no one will get hurt,”
But my savings account needs more from me and if I don’t give it more, it goes inactive.
Though, that really didn’t seem to do anything. I went ahead and transferred some money over and there were no warnings or indicators in the online system. It wouldn’t have closed since there was money in there and I’m using the rest of the accounts pretty normally. So, ummm… maybe it just missed me?
I try not to get angry at people since it’s usually a system or process that’s really at fault – though if people don’t stop putting cheese on my hamburgers I may have to raise my voice – but I think this needs a little additional investigation and a policy change request.
My savings is something I’d kinda like to ignore until I need it. Much like how my cat ignores me until he thinks he needs the litter box cleaned. Or a belly-rub for a precise but unknown amount of time.
At least I know now the interval for the savings account.
The cat is… variable. And more likely to draw blood.